Privacy Policy

Effective Date: October 2025

At CDWJ HOLDINGS LLC (“Company,” “we,” “us,” or “our”), we respect your privacy and are committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at www.cdwjholdings.com or submit a quote request through our forms.

1. Information We Collect

• Personal Information: Your name, email address, and phone number, provided when you submit a contact or quote form.
• SMS Consent Data: Whether you opt in to receive SMS communications related to your inquiry or services.
• Automatically Collected Data: We may collect your IP address, browser type, referring URLs, and other usage data through analytics tools.
• Cookies and Tracking Technologies: Our site may use cookies to improve user experience and analyze website performance.

2. How We Use Your Information

• To respond to inquiries and provide health insurance quotes or information you request.
• To send transactional emails and text messages related to your submission.
• To send marketing messages if you have explicitly consented to receive them.
• To improve our website functionality and customer service.
• To comply with legal obligations or enforce our policies.

3. Text Message (SMS) Policy

By checking the consent box on our forms, you agree to receive SMS or MMS messages from CDWJ HOLDINGS LLC regarding your quote request, updates, or promotional offers. Message frequency may vary. Message & data rates may apply. You can opt out at any time by replying STOP. For help, reply HELP or contact us at Chriswilliamshealthhelp@gmail.com.

4. Sharing and Disclosure of Information

• We do not sell, rent, or trade your personal information.
• We may share information with trusted partners or service providers solely for purposes of fulfilling your request (e.g., insurance carriers or licensed agents).
• We may disclose information when required by law or to protect our rights, customers, or others.

5. Data Retention

We retain your information only for as long as necessary to fulfill the purposes outlined in this policy or to comply with legal obligations.

6. Data Security

We use reasonable administrative, technical, and physical safeguards to protect your data from unauthorized access, use, or disclosure. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

7. Your Privacy Rights

You may request access, correction, or deletion of your personal data at any time by contacting us at Chriswilliamshealthhelp@gmail.com. If you no longer wish to receive SMS or email communications, you may opt out by following the unsubscribe instructions provided.

8. Links to Other Websites

Our website may contain links to external sites. We are not responsible for the content or privacy practices of such websites.

9. Children’s Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect information from minors.

10. Updates to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices. The updated version will be indicated by a revised “Effective Date.”

11. Contact Us

If you have any questions about this Privacy Policy, please contact us:

CDWJ HOLDINGS LLC
1524 E Harmony Lake Cir
Davie, Florida 33324
Email: Chriswilliamshealthhelp@gmail.com
Website: www.cdwjholdings.com