Terms & Conditions

Effective Date: October 2025

Welcome to the website of CDWJ HOLDINGS LLC (“Company,” “we,” “us,” or “our”). By accessing or using this website, you agree to be bound by these Terms & Conditions (“Terms”). If you do not agree, please discontinue use of the site immediately.

1. Use of the Website

This website provides general information about health insurance and related services. You agree to use the site only for lawful purposes and in accordance with these Terms.

2. No Professional Advice

The information on this site is provided for educational and informational purposes only and does not constitute legal, financial, or medical advice. All insurance recommendations are subject to eligibility, underwriting, and carrier approval.

3. Quote Submissions

By submitting a quote or contact form, you authorize CDWJ HOLDINGS LLC to contact you via email or text message regarding your inquiry. Message & data rates may apply. You may opt out at any time by replying STOP to a text message or contacting us at Chriswilliamshealthhelp@gmail.com.

4. SMS Consent

By checking the SMS consent box, you expressly consent to receive text messages from CDWJ HOLDINGS LLC, including marketing messages. Message frequency may vary. To opt out, reply STOP at any time. For assistance, reply HELP or email us. Consent is not required for purchase.

5. Intellectual Property Rights

All content on this site, including text, graphics, logos, and design elements, is the property of CDWJ HOLDINGS LLC or its licensors and is protected by U.S. and international copyright laws. You may not copy, reproduce, or distribute any content without prior written permission.

6. Links to Third-Party Sites

Our website may contain links to third-party websites. We are not responsible for their content or privacy practices and do not endorse or guarantee any information found on external sites.

7. Limitation of Liability

To the fullest extent permitted by law, CDWJ HOLDINGS LLC shall not be liable for any indirect, incidental, or consequential damages arising out of your use of the website or services, including but not limited to loss of data, profits, or business opportunities.

8. Disclaimer of Warranties

This website is provided “as is” without warranties of any kind, either express or implied. We do not guarantee that the site will be uninterrupted or error-free.

9. Indemnification

You agree to indemnify and hold harmless CDWJ HOLDINGS LLC, its affiliates, employees, and agents from any claims, liabilities, damages, or expenses arising from your use of this website or violation of these Terms.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to conflict-of-law principles. Any disputes shall be resolved in the appropriate state or federal courts located in Broward County, Florida.

11. Modification of Terms

We may update these Terms periodically. Changes will take effect immediately upon posting. Continued use of the site after updates constitutes acceptance of the revised Terms.

12. Contact Us

If you have any questions about these Terms & Conditions, please contact us:

CDWJ HOLDINGS LLC
1524 E Harmony Lake Cir
Davie, Florida 33324
Email: Chriswilliamshealthhelp@gmail.com
Website: www.cdwjholdings.com